InsurHub | Future of Benefits Spending

Benefit Needs Have Evolved —

Former Strategies are No Longer Sustainable.

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Benefits have evolved — and the old playbook won’t cut it. InsurHub delivers bold, cost-smart solutions while collaborating with your broker of choice when desired. Looking for more than your standard brokerage? We tailor benefits strategies to fit any organization. Nationwide support for small to enterprise employers.

The following are examples of solutions we’ve provided to employers across industries.

1

Employer Programs

(At a Net Zero Cost)

Team Collaboration

Enhanced benefits that employees actually use

Strengthen your current benefits offering with programs designed for everyday use and engagement, including:

24/7 virtual urgent care with $0 copays and $0 deductibles
1,000+ commonly prescribed medications at $0 cost
Mental health support with therapy, counseling, and coaching included
Weight management with coaching access
Primary care through board-certified physicians
Family coverage for spouse plus up to six dependents under age 26

Increased engagement and retention

Easy mobile access keeps employees engaged, supporting retention and helping reduce the high cost of replacing employees.

Funds reallocated back to your organization

Employers are able to reallocate a portion of current spend toward critical organizational needs—averaging $60,000+ annually per 100 employees, beginning the month after enrollment.

No disruption to existing medical benefits or broker of choice

These programs layer on top of your current plans—adding convenience through virtual care without changing plan design, cost structures, or broker relationships.

Financial Planning
2

Major Medical Plans

Minimum Group Size: 2

Minimum Essential Coverage

We provide Affordable, ACA-Compliant MEC plans with the benefits you want, and the coverage your employees need.

Preventive Health Plans

Our affordable MEC plans provide coverage on preventive, in-network services with various customizable plan tiers. They are copay-driven, offer unlimited telemedicine, and access to a digital health portal. These plans seamlessly integrate with traditional health plans, while offering flexible employer contributions.

Affordable Health Plans
(Cut Current ACA Plan Costs in Half)

If you’re looking to meet the Affordable Care Act (ACA) requirements for a Minimum Value Plan, in a game-changing way, look no further than here. Our health plans are an alternative to major medical and are designed to be revolutionary and affordable, with comprehensive coverage options that are co-pay driven and feature options for no deductible.

ACA
3

Voluntary Benefits –
Guaranteed Issue Group Plans

Minimum Group Size: 3 1099 contractors covered

Policy Highlights

  • No age limits
    (on most policies)
  • Waiver of Pre-existing conditions
Consultation
Group & Individual Disability
Group & Individual Critical Illness & Cancer
Group & Individual Hospital Indemnity
Group & Individual Life with Living Benefits
Group Dental/Vision

Again- the above are just a few examples of solutions Insurhub has provided across varying sectors.