Employee Benefits Reengineered.

Join other small & mid sized businesses that are banding together to realize health care cost savings.

Offer the same premium benefits big employers offer, while cutting your cost by 30-50%.

Increase your annual revenue, increase employee retention, attract top talent.

You don’t know what you don’t know, until now.

The Health Insurance Status Quo is No Longer Sustainable for Small & Mid Sized Businesses.

It’s time to unlearn what you think you know about benefits spending.

Concerned about annual double digit increases?

Concerned about costs that are outreaching inflation rates?

Concerned you’re covering prescription costs at premium rates?

Why do my yearly benefits cost increase year over year, even during a lower claims year? (With no data to quantify the double digit increases).
— 40 Group Employer

What we advise:

At InsurHub we believe you are entitled to know exactly what you are paying for. As a trusted advisor, we disclose fees upfront, and full visibility into plan usage and ongoing spending throughout the year so clients can make needed changes to contain costs as they occur, (yes, even in mid year). We provide truly custom made solutions, that are usage and spend friendly.

How do I manage to stay in business when my healthcare costs are increasing at a higher rate than inflation? Are there any alternatives?
— 50 Group Employer

What we advise:

This is a legitimate concern and one that deserves a viable solution. We can tell you that some of our client cases include, employers who were in the same predicament. By means of the 40K+ premium funds returned, they were able to allocate those funds toward keeping their doors open. These scenarios are not uncommon.

Is there a way to customize my benefits plan, based on usage? It seems like each year we’re paying for a cookie cutter solution.
— 100 Group Employer

What we advise:

Are you paying for high cost prescription items that you may qualify to get for less or nothing and don’t even know it? If you have a cookie cutter plan design, then likely yes. At Insurhub, we seek to enroll you in all savings programs you may not know are available to you. And on with our plans you only pay for what you use.

Stop paying double digit annual increases.

Instead, get premium money returned annually.

(It’s typical for our clients to see $5,000 upwards of $100,000+ returned annually depending on plan design, usage and group size).

Allocate funds saved, for other business uses.

Provide employees with superior coverage.

Delivering Something Beyond the Status Quo.

We Are Rewriting the Healthcare Rules for Small & Mid Sized Employers.

We Are Putting Money Back into Small and Mid Sized Business Owners Pockets.

We Are Providing Employees with Superior Health Care Coverage.

We Are Enabling Employers to Attract Top Talent.

Ready to Design Your Employee Benefits Plan?

We can mirror your current plan without your current high expense

Or…

We can design a custom made plan to fit your employee needs and fit your business budget.

You drive we design, it’s that simple.

Our Playbook, In Simple Terms.

We are diligent.

We are quick.

We are flexible.

We are turnkey.